Including pets in your will: Practical considerations

As the festive season approaches, many of us are busy making lists and checking them twice – gifts for family, plans for celebrations, and perhaps even a treat or two for the dog.

But have you ever considered what would happen to your pets if something unexpected occurred to you?

With over half of UK households owning a pet, it is surprising how often they are overlooked in Wills. For many, pets are family. Yet in law, they are treated as property, meaning that without clear instructions, your beloved companion could end up with someone you would not choose.

Why it matters 

If you die without making provision for your pet, they pass under your Will to your residuary beneficiaries or, if you do not have a Will, they pass under the Intestacy Laws. While this might work for some, it can also lead to disputes among friends and family or practical difficulties, especially if the recipient lives abroad, or is simply not in a position to care for an animal. This can be particularly relevant if you have horses, working dogs, or rare breeds, where care often involves significant cost and expertise. Pets such as parrots or tortoises can live for decades, so succession planning may be even more important in these instances.

By planning ahead, you can make life simpler for your friends and family at what will already be a difficult time. Clear instructions will remove uncertainty and avoid awkward conversations about who should take responsibility for the animal. Most importantly, it gives you peace of mind knowing your pet will be well cared for in the way you intend.

How to provide for your pet 

There are several ways to ensure your pets are looked after: 

• Appoint a pet carer in your Will – This could be a family member or friend or another trusted person. It is important that you discuss this with them beforehand to ensure they are willing and able to take on the responsibility.  
• Leave a financial provision – While your pet cannot inherit directly, you can leave a cash gift in your Will to your appointed carer to cover costs such as insurance, food, and veterinary bills.  
• Prepare a Letter of Wishes – Although not legally binding, a letter of wishes can provide helpful guidance to your pet carer. It might include details of your pet’s diet, routines, and veterinary care. This letter should be stored alongside your Will for easy reference.

Common pitfalls 

• Assuming family will step in – Many people assume relatives will automatically take care of their pets, but without a formal arrangement in your Will or prior discussion, this can lead to uncertainty and disputes. 
• Failing to review arrangements – Circumstances can change. Someone who was willing and able to care for your pet today may not be in the same position in the future. Regularly review your Will and any related instructions to ensure they remain practical.

As you plan for the year ahead, adding your pets to your Will could be the best gift you give them. It is a small step that ensures they are cared for, whatever the future brings.

If you would like advice on including pets in your estate planning, please get in contact with us. We would be happy to help.